Derick & Lyn Drumm - The Drumm Team

You've been renting.  You dream of one day owning a home, but just can't see it happening in the near future.  Why? Because you've heard that banks aren't loaning money.  You've heard that you need 20% down to qualify.  You've heard that your credit score has to be above 740.  Right?  These are ...

In today's market, I talk to a lot of homeowners who believe that the best time to sell and move up to a larger home, better neighborhood, great school district, etc. is when prices are rising (aka a seller's market). This couldn't be further from the truth!  It comes down to incredibly simple math. Let's assume that you ...

There may never be a better time for first time home buyers to purchase their first home.  Sadly, many that can afford to purchase a home are going to miss out.  Why? All I have to do to get the truthful answer is to look back at our first home buying experience.  You see, like many we were renting, young, busy and thought that we ...

Do you have a Fannie Mae loan? A lot of borrowers are looking to refinance under the new refinance plan by President Obama.Please click on the attached link to find out if you have a Fannie Mae loan.http://loanlookup.fanniemae.com/loanlookup/

Here's How the New $8000 Tax Credit Can Help 1st Time Home Buyers:The American Recovery and Reinvestment Tax Act of 2009, which is the part of the stimulus law that deals with the first-time homebuyer tax credit, changes the tax credit that is currently in place. Here are the details:The credit is for 10% of the purchase price, up to $8,000. ...

You now have more options than you did prior to March 4th of this year.  If your loan is a Fannie Mae loan, you may be able to get a loan modification to a lower rate or total loan amount.  You may also be able to refinance if your amount owed is not over 105% of your home’s value. How do you know if you qualify? The easiest way is ...

In this economy, the answer may surprise you. It is now! Let me explain. Since housing statistics first started being recorded with the inception of the VA loan program back in 1942, housing values have steadily increased at a rate of 3 to 5% per year. Between 2001 and 2005, housing values took off to an unsustainable level. Since then, they have ...

 March 4, 2009 The Obama Administration unveiled the final details of its "Making Home Affordable Program," which is designed to help up to 9 million American families refinance or modify their loans to a payment that is affordable now and into the future. One of the initiatives in this program is aimed at helping struggling ...

1.      Owner’s manuals for items left in the house.2.      Warranties for any items left in the house.3.      A list of local service providers—the best dry cleaner, yard service, etc.4.      Garage door ...

1.      Give your forwarding address to the post office, usually two to four weeks ahead of the move.2.      Notify your credit card companies, magazine subscriptions, and bank of the change of address.3.      Develop a list of friends, relatives, and business colleagues ...